Financing Options

Entrepreneurs often need finance - be it for immediate cash flow or for strategic long-term investments. Karvy Private Wealth helps your business with the following-


Financing Options For Borrowings

Individuals and businesses often need to borrow to fund their dreams - be it acquiring a home or expanding a business. We help you raise finance quickly at highly competitive costs.

1. MORTGAGES
We have tied up with some of the best housing finance companies to help you avail competitive rates and pre-approved property financing. Some of the services are: Loan against property and Lease Rental Discounting and Home Loan.

2.a. LOAN AGAINST PROPERTY (LAP)
A LAP is a loan offered against an existing residential or commercial property. The loan is given as a certain percentage of the property's market value - usually around 50% to 65%. A LAP can get you a higher loan amount for lower equated monthly instalments.

2.b. LEASE RENTAL DISCOUNTING (LRD)
These are term loans offered against rental receipts derived from lease contracts with corporate tenants and the underlying property value, Here, the rent is considered a fixed income over a stipulated time and the rent is directly deposited to the lender as payment.

3. HOME LOAN
This loan makes it possible to own the house of your dreams. You may purchase a home under construction or a resale property.

4. COMMERCIAL PROPERTY LOAN
Expanding your business? Want to invest in an office of your own? Karvy Wealth can help you acquire a loan for purchase of commercial property.


Financing Options For Businsess

Cash flow is one of the main concerns for most small to medium sized enterprises (SMEs) and is often cited a s top reason for business success or failure, If you are business owner, you will need to look beyond internal accruals at alternative sources of funding. Karvy Private Wealth can help you raise finance when you need it most at competitive costs.

1. PROMOTER FUNDING
Karvy Private Wealth can assist promoters in meeting their diverse liquidity requirements when it comes to expansion of business interests. Security cover for promoter funding is usually decided on a case-to-case basis with a tenure ranging between 2 to 3 years.

2. LOAN AGAINST SHARES AND SECURITIES
Karvy Private Wealth can assist you in raising finance against a wide range of securities without selling them. The ownership of the securities remains with you. The usual tenure of this loan is 1 to 36 months with yearly renewable options.

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