At Karvy Private Wealth, we help you carefully plan your insurance needs and pick the right policies to suit your objectives while covering the risks to your valuable life and assets. Moreover, a decision on insurance is not a stand-alone decision but is taken keeping in mind many issues revolving around your liabilities, income, retirement, standard of living, dependents and objectives in life. We do an insurance sufficiency check to understand if you are over/under insured and subsequently devise an insurance plan for you, backed by our strong research on insurance across all categories.
Insurance also plays a major role in portfolios as a tool for wealth creation and in our endeavour to bring you the best, we would provide you with products of all major Life and General Insurance companies, research reports on recommended products, comparisons between products from different providers and news and expert views on innovative products.
Life Insurance Products
Term plans, Whole life plans, Endowment Plans, Unit Linked Endowment Plans, Pension Plans, Child Plans and others.
General Insurance Products
Health Insurance, Vehicle Insurance, Accident Insurance and others.
Other Insurance Products
The objective of Keyman insurance is to protect a company from the adverse financial effect caused by the loss of a key employee or key Director by making funds available to the company in his/her absence. This insurance is taken by a Company, on the life of an Employee / Director whose services have noteworthy effect on the profitability of the company and whose premature death could adversely affect its stability and progress.
Professional Indemnity insurance
The objective of Professional Indemnity Insurance is to protect your business interests against legal claims for mistakes, professional neglects, or omissions for both you and your employees. Therefore, whether you are an architect, an engineer, a doctor, or any other professional, we will find the right professional indemnity insurance for you.
Insurance Coverage for Loss of Income
These policies provide for the opportunity cost during the period that one is hospitalized. They provide for daily hospitalization benefits, surgical benefits, very high value critical illness covers in the case of first diagnoses and post-hospitalization benefits.
Few of the other Investment Products offered by us are -