Financing is borrowing money with a promise to repay it with some additional fee in the form of interest over a period of time. Financing activities involve long-term liabilities, stockholders' equity (or promoters’ equity), and changes to short-term borrowings.
- Mortgages:
We have tied up with some of the best housing finance companies. These tie-ups enable you to avail of competitive rates and pre-approved property financing. Some of the services offered are- Loan against Property, Lease Rental Discounting and Home Loan.
- Loan Against Property (LAP):
A LAP is a loan offered against an existing residential or commercial property. The loan is given as a certain percentage of the property's market value-- usually around 50% to 65% per cent. A LAP can get you a higher loan amount for a lesser EMI rate.
- Lease Rental Discounting (LRD):
These are term loans offered against rental receipts derived from lease contracts with corporate tenants and the underlying property value. Here, the rent is considered a fixed income over a stipulated time frame and major terms of repayment is the rent which is directly deposited to the lender.
- Home Loan:
A loan to purchase a house either for under construction or resale property. We can also assist you in acquiring loans for purchase of commercial property.
